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	<pubDate>Wed, 21 Nov 2007 16:36:50 +0000</pubDate>
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		<title>Will the REAL Exclusive Buyer&#8217;s Agent Please Rise?</title>
		<link>http://buyersedgerealty.wordpress.com/2007/11/12/will-the-real-exclusive-buyers-agent-please-stand/</link>
		<comments>http://buyersedgerealty.wordpress.com/2007/11/12/will-the-real-exclusive-buyers-agent-please-stand/#comments</comments>
		<pubDate>Mon, 12 Nov 2007 22:07:34 +0000</pubDate>
		<dc:creator>Gary Herbst</dc:creator>
		
		<category><![CDATA[Understanding Home Buying]]></category>

		<guid isPermaLink="false">http://buyersedgerealty.wordpress.com/2007/11/12/will-the-real-exclusive-buyers-agent-please-stand/</guid>
		<description><![CDATA[The November 2007 issue of Real Estate In-Depth, the monthly newspaper for Realtor members of the Westchester-Putnam County Board of Realtors, Inc., included an article written by the board&#8217;s legal counsel.  The article is entitled &#8216;New York State High Court to Define Disclosure Duties Of Buyer&#8217;s Agents&#8217;.   The article refers to a lawsuit filed by [...]]]></description>
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		<title>What common errors do home buyers routinely make?</title>
		<link>http://buyersedgerealty.wordpress.com/2007/11/05/what-errors-do-home-buyers-routinely-make/</link>
		<comments>http://buyersedgerealty.wordpress.com/2007/11/05/what-errors-do-home-buyers-routinely-make/#comments</comments>
		<pubDate>Mon, 05 Nov 2007 14:08:47 +0000</pubDate>
		<dc:creator>Gary Herbst</dc:creator>
		
		<category><![CDATA[Understanding Home Buying]]></category>

		<guid isPermaLink="false">http://buyersedgerealty.wordpress.com/2007/11/05/what-errors-do-home-buyers-routinely-make/</guid>
		<description><![CDATA[Buying a home is one of the most stressful activities in the average person&#8217;s lifetime, on par with going through a divorce, paying taxes, or going to the dentist- but it doesn&#8217;t have to be!  Because buying a home is done so infrequently, most home buyers do not feel experienced or comfortable enough to &#8216;do it alone.&#8217; 
Buying a home [...]]]></description>
		<wfw:commentRss>http://buyersedgerealty.wordpress.com/2007/11/05/what-errors-do-home-buyers-routinely-make/feed/</wfw:commentRss>
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		<title>NYS Agency Disclosure Law- Your Rights As a Home Buying Consumer</title>
		<link>http://buyersedgerealty.wordpress.com/2007/10/24/nys-agency-disclosure-law-your-rights-as-a-home-buying-consumer-somewhat-explained/</link>
		<comments>http://buyersedgerealty.wordpress.com/2007/10/24/nys-agency-disclosure-law-your-rights-as-a-home-buying-consumer-somewhat-explained/#comments</comments>
		<pubDate>Wed, 24 Oct 2007 16:36:19 +0000</pubDate>
		<dc:creator>Gary Herbst</dc:creator>
		
		<category><![CDATA[Understanding Home Buying]]></category>

		<guid isPermaLink="false">http://buyersedgerealty.wordpress.com/2007/10/24/nys-agency-disclosure-law-your-rights-as-a-home-buying-consumer-somewhat-explained/</guid>
		<description><![CDATA[A study by the Federal Trade Commission (FTC) in 1983 found that over 72% of home buyers thought that the agent showing them homes represented their interests, when in fact they represented only the interests of home sellers.  
This study was prompted by complaints, mainly by home buyers, that information they gave &#8216;their agent&#8217;- unbeknownst to home buyers- was being passed on [...]]]></description>
		<wfw:commentRss>http://buyersedgerealty.wordpress.com/2007/10/24/nys-agency-disclosure-law-your-rights-as-a-home-buying-consumer-somewhat-explained/feed/</wfw:commentRss>
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		<title>Mortgage Pre-Qualification/Mortgage Pre-Approval- What&#8217;s the Difference?</title>
		<link>http://buyersedgerealty.wordpress.com/2007/10/18/mortgage-pre-qualificationmortgage-pre-approval-whats-the-difference/</link>
		<comments>http://buyersedgerealty.wordpress.com/2007/10/18/mortgage-pre-qualificationmortgage-pre-approval-whats-the-difference/#comments</comments>
		<pubDate>Thu, 18 Oct 2007 21:46:23 +0000</pubDate>
		<dc:creator>Gary Herbst</dc:creator>
		
		<category><![CDATA[Understanding Home Buying]]></category>

		<guid isPermaLink="false">http://buyersedgerealty.wordpress.com/2007/10/18/mortgage-pre-qualificationmortgage-pre-approval-whats-the-difference/</guid>
		<description><![CDATA[One of the very first steps a home buyer should take, before choosing a real estate agent (preferably an exclusive buyer&#8217;s agent from an exclusive buyer&#8217;s agency) and prior to the home search, is getting mortgage pre-qualified or pre-approved.  This will give you an idea of the amount of financing a lender will provide based on your credit, income, and [...]]]></description>
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		<title>How Are Exclusive Buyer&#8217;s Agents Compensated?</title>
		<link>http://buyersedgerealty.wordpress.com/2007/10/10/how-are-exclusive-buyers-agents-compensated/</link>
		<comments>http://buyersedgerealty.wordpress.com/2007/10/10/how-are-exclusive-buyers-agents-compensated/#comments</comments>
		<pubDate>Wed, 10 Oct 2007 19:52:10 +0000</pubDate>
		<dc:creator>Gary Herbst</dc:creator>
		
		<category><![CDATA[Understanding Home Buying]]></category>

		<guid isPermaLink="false">http://buyersedgerealty.wordpress.com/2007/10/10/how-are-exclusive-buyers-agents-compensated/</guid>
		<description><![CDATA[Many people believe that the seller pays the commission in a residential real estate transaction.   Well, the fact is, while real estate commissions are normally disbursed by the seller&#8217;s attorney at the closing, the buyer is providing the funds for the brokerage fees as part of the purchase price, which is the source from which the commission check(s) is/are paid. 
Real [...]]]></description>
		<wfw:commentRss>http://buyersedgerealty.wordpress.com/2007/10/10/how-are-exclusive-buyers-agents-compensated/feed/</wfw:commentRss>
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		<title>Key Definitions (Part 4):  Exclusive Seller&#8217;s Agency/Exclusive Buyer&#8217;s Agency</title>
		<link>http://buyersedgerealty.wordpress.com/2007/10/06/key-definitions-part-4-exclusive-sellers-agencyexclusive-buyers-agency/</link>
		<comments>http://buyersedgerealty.wordpress.com/2007/10/06/key-definitions-part-4-exclusive-sellers-agencyexclusive-buyers-agency/#comments</comments>
		<pubDate>Sat, 06 Oct 2007 15:47:52 +0000</pubDate>
		<dc:creator>Gary Herbst</dc:creator>
		
		<category><![CDATA[Understanding Home Buying]]></category>

		<guid isPermaLink="false">http://buyersedgerealty.wordpress.com/2007/10/06/key-definitions-part-4-exclusive-sellers-agencyexclusive-buyers-agency/</guid>
		<description><![CDATA[For the past 90 years or so, all real estate agents were Exclusive Seller&#8217;s Agents.  When a real estate agent lists a home for sale, that listing agreement is actually a contract.  An agent from the listing company, as well as any agent from any company other than the listing company, by law represents the interests of the seller, in a client-level [...]]]></description>
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		<title>Key Definitions (Part 3):  What is Dual Agency With Designated Sales Associates?</title>
		<link>http://buyersedgerealty.wordpress.com/2007/10/02/key-definitions-part-3-what-is-dual-agency-with-designated-sales-associates/</link>
		<comments>http://buyersedgerealty.wordpress.com/2007/10/02/key-definitions-part-3-what-is-dual-agency-with-designated-sales-associates/#comments</comments>
		<pubDate>Tue, 02 Oct 2007 14:41:46 +0000</pubDate>
		<dc:creator>Gary Herbst</dc:creator>
		
		<category><![CDATA[Buying Homes]]></category>

		<guid isPermaLink="false">http://buyersedgerealty.wordpress.com/2007/10/02/key-definitions-part-3-what-is-dual-agency-with-designated-sales-associates/</guid>
		<description><![CDATA[Part 2 discusses Dual Agency, which explains how an agent can &#8216;represent&#8217; the interests of both the buyer and seller in the same transaction on a property listed with that agent&#8217;s company.  The conflict of interest inherent in this type of agency relationship was discussed in Part 2. 
Dual Agency with designated sales associates is a more recent [...]]]></description>
		<wfw:commentRss>http://buyersedgerealty.wordpress.com/2007/10/02/key-definitions-part-3-what-is-dual-agency-with-designated-sales-associates/feed/</wfw:commentRss>
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		<title>Key Definitions (Part 2):  What is Dual Agency?</title>
		<link>http://buyersedgerealty.wordpress.com/2007/09/28/key-definitions-part-2-what-is-dual-agency/</link>
		<comments>http://buyersedgerealty.wordpress.com/2007/09/28/key-definitions-part-2-what-is-dual-agency/#comments</comments>
		<pubDate>Fri, 28 Sep 2007 19:37:25 +0000</pubDate>
		<dc:creator>Gary Herbst</dc:creator>
		
		<category><![CDATA[Buying Homes]]></category>

		<guid isPermaLink="false">http://buyersedgerealty.wordpress.com/2007/09/28/key-definitions-part-2-what-is-dual-agency/</guid>
		<description><![CDATA[If you were being sued, would you hire the attorney or law firm suing you to defend you?  Silly question?  Sure, most people wouldn&#8217;t because of the obvious conflict of interest.  Yet, in real estate, this goes on all the time! Many prospective home buyers call the seller&#8217;s listing company- who may also offer to be your &#8220;buyer&#8217;s [...]]]></description>
		<wfw:commentRss>http://buyersedgerealty.wordpress.com/2007/09/28/key-definitions-part-2-what-is-dual-agency/feed/</wfw:commentRss>
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		<item>
		<title>Key Definitions (Part 1)- What is a Realtor, An Agent, A Broker, etc.</title>
		<link>http://buyersedgerealty.wordpress.com/2007/09/24/key-definitions-part-1-what-is-a-realtor-an-agent-a-broker-etc/</link>
		<comments>http://buyersedgerealty.wordpress.com/2007/09/24/key-definitions-part-1-what-is-a-realtor-an-agent-a-broker-etc/#comments</comments>
		<pubDate>Mon, 24 Sep 2007 22:47:19 +0000</pubDate>
		<dc:creator>Gary Herbst</dc:creator>
		
		<category><![CDATA[Buying Homes]]></category>

		<guid isPermaLink="false">http://buyersedgerealty.wordpress.com/2007/09/24/key-definitions-part-1-what-is-a-realtor-an-agent-a-broker-etc/</guid>
		<description><![CDATA[Many homebuyers (and homesellers) often use the above terms interchangeably, without any real understanding of the key differences.  These differences are significant, and can be harmful to consumers if not understood.
A REALTOR (pronounced real-tor, not real-i-tor)  is a member of the National Association of Realtors, as well as a member of the local Board of Realtors.  Only a Realtor member [...]]]></description>
		<wfw:commentRss>http://buyersedgerealty.wordpress.com/2007/09/24/key-definitions-part-1-what-is-a-realtor-an-agent-a-broker-etc/feed/</wfw:commentRss>
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		<title>When is a good time to buy a home?</title>
		<link>http://buyersedgerealty.wordpress.com/2007/09/19/is-this-a-good-time-to-buy-a-home/</link>
		<comments>http://buyersedgerealty.wordpress.com/2007/09/19/is-this-a-good-time-to-buy-a-home/#comments</comments>
		<pubDate>Wed, 19 Sep 2007 22:42:16 +0000</pubDate>
		<dc:creator>Gary Herbst</dc:creator>
		
		<category><![CDATA[Buying Homes]]></category>

		<guid isPermaLink="false">http://buyersedgerealty.wordpress.com/2007/09/19/is-this-a-good-time-to-buy-a-home/</guid>
		<description><![CDATA[We are often asked &#8217;When is it a good time to buy a new home?&#8217;, so I&#8217;d like to respond:  &#8221;The best time to buy a new home is when the benefits of moving to a new home outweigh the benefits of where you currently live, provided that you can afford to do so.&#8221;
There are many factors [...]]]></description>
		<wfw:commentRss>http://buyersedgerealty.wordpress.com/2007/09/19/is-this-a-good-time-to-buy-a-home/feed/</wfw:commentRss>
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